Restaurant Insurance

There are many ingredients needed to run a successful business.

Restaurant insurance helps protect you from the risks you face as a restaurant owner so you can put your focus where it belongs: your food, your customers, and providing a great experience.

Who Needs Restaurant Insurance?

As a restaurateur, ownership is challenging enough, without having to worry about food spoilage caused by equipment breakdown, fire damage, and employee or customer injuries onsite.

Adequate restaurant insurance can help reduce exposing your restaurant to the unneeded risk and ensures your restaurant is ready to do business with all-in-one property insurance, liability insurance, worker’s comp, vehicle insurance and business interruption insurance.

We offer insurance to cover all food service businesses including:

  • White-Glove Restaurant Insurance
  • Family Style Restaurant Insurance
  • Tavern Insurance
  • Café Insurance
  • Catering Insurance
  • Diner Insurance
  • Deli Insurance
  • Food Delivery Insurance
  • Fast Food Insurance
  • Pizza Restaurant Insurance
  • Lounge Insurance

Some restaurants require specialized coverage, and we can help you navigate the issue facing the type of business you own, or wish to create.

What's Covered in a Restaurant Insurance Policy?

There are typically three important areas for making a solid restaurant insurance plan. These coverages include:

  • Business Owners Policy (BOP) protects restaurants through general liability property insurance, loss of income coverage and more. It may also provide protection against lawsuits and other financial liabilities that result from customers slipping on a wet floor, or building damage from fire, or lawsuits and other business-related risks.
  • Workers’ Compensation Insurance can help cover medical costs and a portion of lost wages for employees who become sick or are injured on the job.
  • Business Crime insurance protects you from losses both within and outside your restaurant from employee theft, robbery and forgery.
  • Restaurant Vehicles may also need to be covered in some cases.

Worried About The Cost?

We specialize in covering restaurants like yours. The cost of restaurant insurance is one of the best reasons not to delay: you won’t believe how inexpensive it is to protect your investment.

We have everything you need right here, including:

  • Monthly payment options to help spread out your payments so you can better manage your cash flow
  • Coverage of temporary staff, full-time employees, and independent contractors
  • Claims responsiveness when time is of the essence, especially in the event of an insurance claim
  • Tailored coverage for the specific risks of your restaurant type
  • Knowledgeable agents who provide exceptional, passionate service
  • Coverage for events satisfying most standard event requirement

At NorthEast Insurance our experienced agents can help you find a plan to protect your Restaurant's business and staff.

Contact Us