The Hidden Home Insurance Gaps That Could Ruin Your Summer BBQ
Key Takeaways Standard homeowners insurance may have hidden gaps in liability, property, and weather-related coverage that can expose you to…
Risky Business: 7 Hidden Liabilities Lurking in Your Restaurant
Key Takeaways Standard policies don't fully cover many restaurant liabilities, such as foodborne illness, liquor incidents, and delivery-related…
Preventing Home Disasters: 4 Low-Cost Upgrades Every Homeowner Should Make
Key Takeaways Rubber washer hoses are a common cause of water damage; upgrading to stainless steel adds durability and peace of mind. Water…
Why Janitorial Businesses Need Rock-Solid Insurance
Key Takeaways Janitorial businesses face unique risks such as property damage and employee injuries, making comprehensive insurance essential.…
4 Reasons Your Small Business Needs Cyber Liability Insurance
Key Takeaways Cyber liability insurance provides financial protection for small businesses against the costs of cyberattacks, data breaches, and…
Top 4 Mistakes Contractors Make When Choosing Liability Insurance
Key Takeaways Contractors often make the mistake of underestimating their coverage needs, assuming the minimum coverage required will be enough to…
Why Umbrella Insurance Is the Safety Net You Didn’t Know You Needed
Key Takeaways Umbrella insurance is an extra layer of protection that kicks in when the liability limits of your standard home, auto, or renters…
Understanding New Jersey’s Revised Contractor Registration Rules
Key Takeaways Enhanced Requirements: Recent updates to New Jersey's Contractors Business Registration Act introduce stricter insurance and financial…
The Importance of Shopping Your Insurance
Key Takeaways Insurance needs evolve: Major life changes may require updates to your coverage. Market rates fluctuate: Shopping around ensures…
3 Ways Contractors Can Mitigate Pollution and Professional Liability Risks
As a contractor, you face a myriad of risks every day, from project delays to accidents on site. Among the most significant risks are pollution and…