Will Insurance Cover Fire Damage Caused by a Lithium-Ion Battery?
In March of 2023, a five-alarm fire in NYC was caused by a lithium-ion battery in an electric scooter. This fire injured at least seven people and…
What Is a Hard Market?
Whether you are an individual looking to get insurance coverage for everyday life or acting on behalf of a company, you always need to learn as much…
What Are the Different Types of Homeowners Insurance Policy Forms?
Homeownership is the quintessential American dream for many. From the moment you turn the key in the door of your new house, a flood of…
Why It’s Good to Have an Independent Insurance Agent on Your Side
Do insurance terms sound like a foreign language to you? If you plan to sign up for personal or business coverage soon, you may have more questions…
Insurance Factors to Consider Before Buying Your Dream Home
Buying a new home is a huge decision that involves many factors, including insurance. As you prepare to invest in your dream residence, it is crucial…
The Impact of IoT Devices on Home Insurance
With more IoT devices than people in the world, we are reaching a point where they have a tangible impact on our daily lives. Even home insurance…
6 Spring Cleaning Tips to Help Homeowners Prevent Losses
Nearly half of home insurance claims in the US are due to wind and hail, while almost 20% of all claims are due to water damage from burst pipes, and…
Extra Liability: An In-Depth Look at Umbrella Insurance
Did you know that people file more than 40 million lawsuits every year? Many people don't realize that they could be sued at any moment. You may…
Preparing for Winter: 5 Effective Tips for Homeowners
About 5.7 million seasonal homes in America are left vacant off season. Whether you own one of these vacation homes, have a secondary retreat or a…
The Complete Guide to Homeowners Insurance for Newbies
As a first-time homeowner, you should get familiar with homeowners insurance. From the rooftop to kitchen, we’ve gathered some homeowners insurance…