Personal vs. Commercial Auto Insurance: What’s the Real Difference?
Key Takeaways Personal auto insurance isn’t designed for business use. Most personal policies exclude accidents or claims that occur while driving…
Things Your Homeowners Policy May Not Cover
Key Takeaways Standard homeowners insurance has important exclusions — floods, earthquakes, wear and tear, and high-value items often require…
The Hidden Home Insurance Gaps That Could Ruin Your Summer BBQ
Key Takeaways Standard homeowners insurance may have hidden gaps in liability, property, and weather-related coverage that can expose you to…
Preventing Home Disasters: 4 Low-Cost Upgrades Every Homeowner Should Make
Key Takeaways Rubber washer hoses are a common cause of water damage; upgrading to stainless steel adds durability and peace of mind. Water…
Will Insurance Cover Fire Damage Caused by a Lithium-Ion Battery?
In March of 2023, a five-alarm fire in NYC was caused by a lithium-ion battery in an electric scooter. This fire injured at least seven people and…
What Is a Hard Market?
Whether you are an individual looking to get insurance coverage for everyday life or acting on behalf of a company, you always need to learn as much…
What Are the Different Types of Homeowners Insurance Policy Forms?
Homeownership is the quintessential American dream for many. From the moment you turn the key in the door of your new house, a flood of…
Why It’s Good to Have an Independent Insurance Agent on Your Side
Do insurance terms sound like a foreign language to you? If you plan to sign up for personal or business coverage soon, you may have more questions…
Insurance Factors to Consider Before Buying Your Dream Home
Buying a new home is a huge decision that involves many factors, including insurance. As you prepare to invest in your dream residence, it is crucial…
The Impact of IoT Devices on Home Insurance
With more IoT devices than people in the world, we are reaching a point where they have a tangible impact on our daily lives. Even home insurance…