How to Prevent Basement Flooding During Heavy Rain: A Guide for Homeowners
99% of U.S. counties have been impacted by a flood event between 1996 and 2019. In the United States, there has been an urban flooding event once…
Will Insurance Cover Fire Damage Caused by a Lithium-Ion Battery?
In March of 2023, a five-alarm fire in NYC was caused by a lithium-ion battery in an electric scooter. This fire injured at least seven people and…
What Is a Hard Market?
Whether you are an individual looking to get insurance coverage for everyday life or acting on behalf of a company, you always need to learn as much…
What Are the Different Types of Homeowners Insurance Policy Forms?
Homeownership is the quintessential American dream for many. From the moment you turn the key in the door of your new house, a flood of…
Why It’s Good to Have an Independent Insurance Agent on Your Side
Do insurance terms sound like a foreign language to you? If you plan to sign up for personal or business coverage soon, you may have more questions…
Insurance Factors to Consider Before Buying Your Dream Home
Buying a new home is a huge decision that involves many factors, including insurance. As you prepare to invest in your dream residence, it is crucial…
Understanding Cyber Insurance: How Can It Help Protect Your Business
In 2020 alone, one in six businesses that faced cyberattacks fell victim to ransomware. Of those, around half paid the ransom to continue their…
6 Spring Cleaning Tips to Help Homeowners Prevent Losses
Nearly half of home insurance claims in the US are due to wind and hail, while almost 20% of all claims are due to water damage from burst pipes, and…
How to Navigate Commercial Property Claims: What You Need to Know
Did you know that the commercial real estate industry is projected to grow by nearly $300 billion in value before 2027? This makes it increasingly…
Extra Liability: An In-Depth Look at Umbrella Insurance
Did you know that people file more than 40 million lawsuits every year? Many people don't realize that they could be sued at any moment. You may…